Why friends and family first? I had a cash value policy and was saving money in a bank savings account.
DAVE RAMSEY INSIDE EDITION LICENSE
I wish I had seen your article before I joined primerica in other words I am going to get my license so I can get my refund and my bonus and look in to FFL or any other insurance. For a few hundred dollars a year, an umbrella policy can increase your liability coverage from the standard $500,000 to $1.5 million. Many people who come in the business complain of how this company is run. You need a host, cooks and servers, etc… Without them, you probably wont survive. If you can stay in-network for your health care, do it. I'm in the biz less than 1 year and I broke 6 figures within my 1st 5 months onboard with David. With captive agencies like primerica and the hart group, they do make the start easy for at least gaining experience and just getting comfortable with selling in general, they do make it even easier by providing you with free leads to call yourself.
Once you hit your deductible, your health insurance plan may not pick up 100% of the remaining cost. As someone who, as a long term goal, may want to build an agency myself I would WANT my agents to ask ALL the questions.
You are dead on with everything about Primerica as this is how I first was introduced to my insurance career. Yes it is but, its to offer our products or business to family and friends. And when you’re faced with a medical crisis, the last thing you want to worry about is how you’re going to pay for it.